About WealthKit

Free mutual fund analytics and India-specific financial calculators — built for Indian investors, with no logins, no subscriptions, and no data collection.

Our Mission

India's financial landscape is unique — we deal in lakhs and crores, navigate between old and new tax regimes, invest through SIPs and NPS, and pick from thousands of mutual fund schemes whose portfolios quietly change every month. Most online tools are either too generic, locked behind paywalls and mandatory sign-ups, or built on stale data.

WealthKit was built to change that. Our mission is to give every Indian — whether a first-generation investor, a salaried professional trying to optimise their tax, or a student learning about personal finance — instant, free access to the same portfolio data the fund houses publish, and reliable India-specific calculators to act on it.

How We Build This Data — Methodology & Sources

Mutual Fund Analytics

SEBI requires every mutual fund to disclose its complete portfolio each month. WealthKit collects these disclosures directly from all 42 AMCs, standardises them into a single dataset covering 648 schemes and 1,213 stocks, and refreshes everything monthly. That powers:

Financial Calculators

Alongside the analytics, WealthKit provides 12 financial calculators built for Indian rules — all free, all running entirely in your browser.

XIRR Calculator
Income Tax (Old vs New Regime)
Capital Gains Tax (LTCG & STCG)
Step-Up SIP Calculator
Home Loan vs Rent
EMI Prepayment Optimizer
FD vs SIP Comparison
NPS Retirement Calculator
HRA Exemption Calculator
FIRE (Financial Independence) Calculator
Gratuity Calculator
Goal-Based SIP Calculator

Who WealthKit Is For

📈 Mutual Fund Investors

Check overlap before adding a fund, X-ray your whole portfolio, and see what your funds actually bought and sold each month.

💼 Salaried Employees

Compare old vs new tax regime, compute HRA exemptions, and find out exactly how much gratuity you're entitled to.

📊 Traders & Market Participants

Track which mutual funds hold a stock and quickly calculate capital gains tax on equity positions.

🎓 Students & Finance Enthusiasts

Learn how compound interest, SIP returns, EMIs, and tax calculations actually work with real numbers.

Our Philosophy

Real Data, Refreshed Monthly

Fund holdings come from the monthly portfolio disclosures SEBI requires of every AMC — collected from all 42 fund houses and standardised into one dataset.

No Login. No Data Collection.

We never ask for your name, email, or any personal information. Calculators run entirely in your browser; MF tools need only the funds you pick.

Indian-Specific Rules

Built for Indian markets — Finance Act 2024 tax slabs, lakhs & crores, NSE/BSE conventions, and RBI-standard formulas.

Always Free

WealthKit is and will remain free for everyone. We are sustained by non-intrusive advertising, not by selling user data.

Built by Indian Developers

WealthKit is built and maintained by Indian developers who have personally navigated the complexities of Indian taxation, mutual fund investing, and retirement planning. We built the tools we wished we had — and made them free for everyone.

"For Indian investors, by Indian developers."

Important Disclaimer

All tools and calculators on WealthKit provide estimates and analytics for educational and planning purposes only. Fund holdings reflect the AMCs' most recent monthly disclosures and may not represent current portfolios. Nothing on this site should be construed as personalised financial, tax, or investment advice.

Indian tax laws, interest rates, and financial regulations change frequently. Always consult a qualified Chartered Accountant (CA), SEBI-registered financial advisor, or legal professional before making significant financial decisions. WealthKit accepts no liability for actions taken on the basis of information provided on this website.