Disclaimer

Last updated: June 2026

Not Financial Advice

The calculators, tools, and information provided on WealthKit (wealthkit.co.in) are for educational, informational, and estimation purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, or any other professional financial guidance. The results produced by our calculators are based on the inputs you provide and mathematical formulas. They are estimates only and should not be relied upon for making actual financial, investment, or tax decisions.

Consult a Qualified Professional

Before making any financial decisions — including but not limited to investments, tax planning, loan decisions, insurance purchases, or retirement planning — you should consult with a qualified professional: • Chartered Accountant (CA) for tax-related matters • SEBI-registered Investment Adviser (RIA) for investment decisions • Licensed Insurance Advisor for insurance products • Registered Mortgage Advisor for home loan decisions Every individual's financial situation is unique. A professional can account for factors specific to your circumstances that a generic calculator cannot.

Accuracy and Currency of Information

While we make every effort to keep our calculators up to date with the latest tax rates, rules, and regulations, we cannot guarantee that all information is current, complete, or accurate. Indian tax laws change every year following the Union Budget (typically presented in February). Tax slabs, deduction limits, surcharge rates, and exemption thresholds are subject to annual changes. Our calculators reflect our best understanding of current rules, but you should verify key figures with the latest official sources (Income Tax Department, SEBI, PFRDA, etc.) or a qualified professional before making decisions. Capital gains tax rules, LTCG/STCG thresholds, and exemption amounts may change based on Finance Act amendments.

No Liability

WealthKit and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from: • Use of or inability to use our calculators • Decisions made based on calculator results • Errors or omissions in calculator logic or displayed information • Outdated tax rates or rules in our calculators • Inaccurate inputs provided by users By using WealthKit, you agree that you use the site and its tools at your own risk and that WealthKit bears no responsibility for any financial losses or decisions made based on our tools.

Third-Party Links

Our website may contain links to third-party websites such as NSE, BSE, SEBI, Income Tax Department, or mutual fund platforms for reference purposes. WealthKit does not endorse and is not responsible for the content, accuracy, or practices of any third-party websites. Visiting such links is at your own discretion.

In summary: WealthKit provides free tools for educational purposes. Results are estimates only. Please consult a qualified CA or financial advisor before making any financial decisions. Tax rules change annually — always verify with current official sources.