UTI - Banking and Financial Services Fund

UTI Mutual FundThematicPortfolio as of 31 July 2026

UTI - Banking and Financial Services Fund holds 31 instruments (96.4% equity), led by HDFC Bank Limited (17.28%), ICICI Bank Limited (12.47%) and Axis Bank Limited (9.69%), as of its 31 July 2026 SEBI-mandated monthly disclosure.

Holdings
31
Equity Allocation
96.4%
AMC
UTI Mutual Fund
Category
Thematic

This page shows the complete disclosed portfolio of UTI - Banking and Financial Services Fund, managed by UTI Mutual Fund, based on its monthly portfolio disclosure dated 31 July 2026. The fund holds 31 instruments with an equity allocation of 96.4%. Percentages are of net assets (% to NAV). Click any stock to see every other mutual fund that also holds it.

Portfolio Analysis

UTI - Banking and Financial Services Fund's top 10 holdings account for 78.37% of its portfolio, more concentrated than the Thematic category average of 50.4%. Financial Services is its largest sector exposure at 96.4% of net assets, spread across 1 sector in total. Since its 30 June 2026 disclosure, the fund added 3 new positions and exited 2 positions, with Kotak Mahindra Bank Limited seeing the largest move (+1.81pp to 8.81%).

Top 10 Equity Holdings

What Changed: June 2026 → July 2026

Equity holdings compared between the fund's two latest monthly disclosures. Weights are % to NAV; weight moves can also reflect price changes, not only buying or selling.

3 new entries2 exits8 increased9 reduced

Biggest Weight Increases

StockWeightChange
Kotak Mahindra Bank Limited7% → 8.81%▲ +1.81
Ujjivan Small Finance Bank Limited2.84% → 3.83%▲ +0.99
PB Fintech Limited0.28% → 0.95%▲ +0.67
Axis Bank Limited9.13% → 9.69%▲ +0.56
Cholamandalam Investment and Finance Company Limited1.35% → 1.72%▲ +0.37
CREDITACCESS GRAMEEN LIMITED0.42% → 0.66%▲ +0.24
SBI Life Insurance Company Limited3.42% → 3.62%▲ +0.2
Sundaram Finance Limited0.55% → 0.7%▲ +0.15

Biggest Weight Reductions

StockWeightChange
ICICI Bank Limited13.96% → 12.47%▼ -1.49
Shriram Finance Limited5.05% → 3.84%▼ -1.21
Bajaj Finserv Limited3.06% → 2.06%▼ -1
India Shelter Finance Corporation Limited0.97% → 0.53%▼ -0.44
Aavas Financiers Limited2.07% → 1.84%▼ -0.23
HDFC Bank Limited17.44% → 17.28%▼ -0.16
ICICI Lombard General Insurance Company Limited1.83% → 1.69%▼ -0.14
Bajaj Finance Limited7.98% → 7.86%▼ -0.12
Max Financial Services Limited1.73% → 1.62%▼ -0.11

Top Holdings — Weight Trend

% to NAV of the fund's current top holdings over its last 6 monthly disclosures (Feb – Jul 2026).

Feb: 14.01%, Mar: 13.57%, Apr: 16.43%, May: 17.08%, Jun: 17.44%, Jul: 17.28%
17.28%
Feb: 13.79%, Mar: 14.46%, Apr: 13.05%, May: 13.08%, Jun: 13.96%, Jul: 12.47%
12.47%
Feb: 10.78%, Mar: 10.62%, Apr: 7.7%, May: 7.87%, Jun: 9.13%, Jul: 9.69%
9.69%
Feb: 7.17%, Mar: 4.84%, Apr: 4.75%, May: 8.98%, Jun: 8.97%, Jul: 8.91%
8.91%
Feb: 9.47%, Mar: 9.47%, Apr: 9.23%, May: 7.31%, Jun: 7%, Jul: 8.81%
8.81%

Full Portfolio (31 holdings)

#HoldingSector% to NAV
1HDFC Bank LimitedFinancial Services17.28%
2ICICI Bank LimitedFinancial Services12.47%
3Axis Bank LimitedFinancial Services9.69%
4State Bank of IndiaFinancial Services8.91%
5Kotak Mahindra Bank LimitedFinancial Services8.81%
6Bajaj Finance LimitedFinancial Services7.86%
7Shriram Finance LimitedFinancial Services3.84%
8Ujjivan Small Finance Bank LimitedFinancial Services3.83%
9SBI Life Insurance Company LimitedFinancial Services3.62%
10Net Current Assetsother3.56%
11Bajaj Finserv LimitedFinancial Services2.06%
12Aavas Financiers LimitedFinancial Services1.84%
13Cholamandalam Investment and Finance Company LimitedFinancial Services1.72%
14ICICI Lombard General Insurance Company LimitedFinancial Services1.69%
15Max Financial Services LimitedFinancial Services1.62%
16HDFC Life Insurance Company LimitedFinancial Services1.49%
17Kfin Technologies LimitedFinancial Services1.01%
18PB Fintech LimitedFinancial Services0.95%
19Multi Commodity Exchange of India LimitedFinancial Services0.94%
20General Insurance Corporation of IndiaFinancial Services0.87%
21IndusInd Bank LimitedFinancial Services0.83%
22Billionbrains Garage Ventures LimitedFinancial Services0.74%
23Seshaasai Technologies LimitedFinancial Services0.72%
24Sundaram Finance LimitedFinancial Services0.7%
25CREDITACCESS GRAMEEN LIMITEDFinancial Services0.66%
26Aditya Birla Capital LimitedFinancial Services0.56%
27India Shelter Finance Corporation LimitedFinancial Services0.53%
28Cholamandalam Financial Holdings LimitedFinancial Services0.48%
29ICICI Prudential Asset Management Company LimitedFinancial Services0.43%
30AU Small Finance Bank LimitedFinancial Services0.25%
31CLEARING CORPORATION OF INDIA LTD. STD - MARGINother0.01%

Frequently Asked Questions

Yes. As of its 31 July 2026 disclosure, HDFC Bank Limited is 17.28% of UTI - Banking and Financial Services Fund's net assets — its number 1 holding.
Yes. As of its 31 July 2026 disclosure, ICICI Bank Limited is 12.47% of UTI - Banking and Financial Services Fund's net assets — its number 2 holding.
Yes. As of its 31 July 2026 disclosure, Axis Bank Limited is 9.69% of UTI - Banking and Financial Services Fund's net assets — its number 3 holding.
Yes. As of its 31 July 2026 disclosure, State Bank of India is 8.91% of UTI - Banking and Financial Services Fund's net assets — its number 4 holding.
Yes. As of its 31 July 2026 disclosure, Kotak Mahindra Bank Limited is 8.81% of UTI - Banking and Financial Services Fund's net assets — its number 5 holding.

New to reading these? See How to Read a Mutual Fund's Monthly Portfolio Disclosure, or check terms like % to NAV in the glossary.

Source: UTI Mutual Fund's SEBI-mandated monthly portfolio disclosure, dated 31 July 2026. Data is for information only, not investment advice. Holdings may have changed since the disclosure date.